Certified Reverse Mortgage Professional - Serving CA Reverse Mortgage Industry for 17 years. 

Over 30 years experience in the mortgage banking industry.

FHA Loan Center

New Changes in FHA Reverse Mortgage Loan Limits

In response to the growing housing situation in the United States the loan limits for FHA Loans has been increased.

FHA loan limits for Reverse Mortgages have been announced for 2022. The limits are increasing for the third year in a row. “The increase in loan limits, commensurate with the increase in home prices, will allow qualified individuals and families to continue to access FHA-insured mortgages."

The FHA HECM “maximum claim amount” increases to $970,800 from $822,375. Potential HECM borrowers should know FHA HECM regulations “do not allow the HECM limit to vary by MSA or county; instead, the single HECM limit applies to all HECMs regardless of where the property is located.”

The links to the right are articles aimed at helping you better understand FHA loans. With this information you can make a more informed decision on whether these government insured loans are right for you and your family.

As Reverse Mortgage Loan specialists we can help you understand any new changes to the FHA reverse mortgage loan program. We're here to create a customized solution that works best for you and your family.

To learn more call us at 949-365-5737 .

Start your Loan Application

Apply Now